119-0326/02 – Insurance Law in Business Practice (PojPraPP)
| Gurantor department | Department of Law | Credits | 5 |
| Subject guarantor | Ing. Martina Krügerová, Ph.D. | Subject version guarantor | prof. JUDr. Naděžda Rozehnalová, CSc. |
| Study level | undergraduate or graduate | Requirement | Compulsory |
| Year | 2 | Semester | winter |
| | Study language | Czech |
| Year of introduction | 2009/2010 | Year of cancellation | 2021/2022 |
| Intended for the faculties | EKF | Intended for study types | Follow-up Master |
Subject aims expressed by acquired skills and competences
Student will be able to:
• Describe regulative of insurance, enumerate doctrines of single insurance market.
• Identify legal insurance relation participants and infer rights and obligations. Differentiate individual categories of insurance intermediaries.
• Apply rule of law to resolution of concrete example.
• Analyze insurance contract, insurance terms and conditions.
• Propose to claim resolution.
• Evaluate advantages and disadvantages of single insurance market for Czech insurance market.
Teaching methods
Lectures
Tutorials
Summary
The aim of this subject is to acquire the students with legal regulation of private insurance, insurance as a obligatory legal relation and legal regulation of insurance business. Also the explanation of the basic regulation of EU Council of insurance is included as well as the principle of unified European passport. Student gains the knowledge out of those explanations and application of legal norms and in this way practical use of acquired knowledge will be supported.
Compulsory literature:
Recommended literature:
Way of continuous check of knowledge in the course of semester
E-learning
Other requirements
Elaboration and defense of the project, active participation in seminars.
Within the study to monitor the actual changes of legislation in accordance with the pedagogue´s instructions.
Prerequisities
Subject has no prerequisities.
Co-requisities
Subject has no co-requisities.
Subject syllabus:
1. Insurance system. Insurance law development. Sources, present legal regulation, basic terms, legal relations.
2. Insured risk, traditional methods of risks elimination, Law and contracting insurance. Insurance of professional responsibility and in entrepreneurship.
3. Legal regulation of insurance contract I. Basic terms, insurance – conclusion, contract interruption, contract termination. insurance conditions.
4. Legal regulation of insurance contract II. Damage and amount insurance, information provided.
5. Liquidation of insurance issues. .
6. Insurance fraud and possible solutions, international insurance fraud.
7. Legal regulation of insurance agents and liquidators I.
8. Legal regulation of insurance agents and liquidators II. System of unified passport for insurance agents.
9. Unified insurance market. Cooperation between controlling authorities of particular EU members.
10. Alternative methods of risk elimination. Captive insurers. Operation rules, advantages and disadvantages.
11. Insurance Act. Conditions of insurance operation. Controlling.
12. Legal aspects of reinsurance. Forms and types of reinsurance.
Conditions for subject completion
Occurrence in study plans
Occurrence in special blocks
Assessment of instruction