154-0332/02 – Financial Markets I . A (FTIA)
| Gurantor department | Department of Finance | Credits | 4 |
| Subject guarantor | doc. Ing. Aleš Kresta, Ph.D. | Subject version guarantor | prof. Dr. Ing. Dana Dluhošová |
| Study level | undergraduate or graduate | Requirement | Compulsory |
| Year | 2 | Semester | summer |
| | Study language | Czech |
| Year of introduction | 2005/2006 | Year of cancellation | 2018/2019 |
| Intended for the faculties | EKF | Intended for study types | Bachelor |
Subject aims expressed by acquired skills and competences
This subject is devoted to description of bank system in the Czech Republic
and in the world with concentrate on commercial banks and their position in
concrete economy. After passing this subject students will be able to
describe base of individual bank operations and compare individual bank
products from the aspect of revenue, liquidity and analyze and compare on
the basis of chosen criteria such bank products that are intended for
project financing.
Teaching methods
Lectures
Tutorials
Project work
Summary
This subject is devoted to description of banking industry. The aim of the subjects is to provide basic knowledge in the area of banking industry. Attention is paid especially to the principles of banking, role of banks in economy, domestic and cross-country payment systems, deposit services and providing loans to businesses and consumers.
Compulsory literature:
Recommended literature:
Way of continuous check of knowledge in the course of semester
E-learning
Other requirements
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Prerequisities
Subject has no prerequisities.
Co-requisities
Subject has no co-requisities.
Subject syllabus:
1. Financial markets and institutions, the role of financial intermediaries
2. Banking system in the Czech Republic and the EU, development of banking
3. The history of central banking and the role of central banks today
4. Commercial banking industry and banking regulation
5. Banking products, interest rates, pricing of banking products
6. Liabilities operations (deposit on demand, time deposits, saving deposits, deposit bills), bank deposit products
7. Assets operations, types of loans
8. Collaterals
9. The payments systems, cash payment, cashless payment systems
10. Payment instruments (credit transfers, direct debits, checks, payment cards, bills of exchange)
11. Off-balance- sheet activities
12. E-banking
13. Savings banks (associations) and credit unions
Conditions for subject completion
Occurrence in study plans
Occurrence in special blocks
Assessment of instruction