154-0332/04 – Financial Markets I . A (FTIA)
| Gurantor department | Department of Finance | Credits | 5 |
| Subject guarantor | doc. Ing. Aleš Kresta, Ph.D. | Subject version guarantor | doc. Ing. Aleš Kresta, Ph.D. |
| Study level | undergraduate or graduate | Requirement | Compulsory |
| Year | 2 | Semester | summer |
| | Study language | Czech |
| Year of introduction | 2019/2020 | Year of cancellation | |
| Intended for the faculties | EKF | Intended for study types | Bachelor |
Subject aims expressed by acquired skills and competences
This subject is devoted to description of bank system in the Czech Republic
and in the world with concentrate on commercial banks and their position in
concrete economy. After passing this subject students will be able to
describe base of individual bank operations and compare individual bank
products from the aspect of revenue, liquidity and analyze and compare on
the basis of chosen criteria such bank products that are intended for
project financing.
Teaching methods
Lectures
Tutorials
Project work
Summary
This subject is devoted to description of banking industry. The aim of the subjects is to provide basic knowledge in the area of banking industry. Attention is paid especially to the principles of banking, role of banks in economy, domestic and cross-country payment systems, deposit services and providing loans to businesses and consumers.
Compulsory literature:
Recommended literature:
Way of continuous check of knowledge in the course of semester
Project, examination – written and oral part.
E-learning
Other requirements
There are no other requirements on student.
Prerequisities
Subject has no prerequisities.
Co-requisities
Subject has no co-requisities.
Subject syllabus:
1. Characteristics of banking system.
2. Main functions and position of a central bank in economy.
3. Bank characteristics.
4. Systematization of banking products, pricing of banking products.
5. Client creditworthiness, lending procedures and forms of loan collateral.
6. Deposit services.
7. Providing loans to businesses.
8. Providing loans to consumers.
9. Banking services (non-deposit and non-loan products).
10. Payment systems – characteristics of domestic and cross-country payment systems.
11. Cashless payment instruments for domestics and international payments.
12. Payment instruments: - checks, bills of exchange, documentary collections.
13. Savings banks credit unions.
14. New trends in banking (Fintech, Cashless society).
Conditions for subject completion
Occurrence in study plans
Occurrence in special blocks
Assessment of instruction