154-0568/02 – Banking (BNKa)

Gurantor departmentDepartment of FinanceCredits5
Subject guarantordoc. Ing. Aleš Kresta, Ph.D.Subject version guarantordoc. Ing. Aleš Kresta, Ph.D.
Study levelundergraduate or graduateRequirementCompulsory
Year2Semestersummer
Study languageEnglish
Year of introduction2019/2020Year of cancellation
Intended for the facultiesEKFIntended for study typesBachelor
Instruction secured by
LoginNameTuitorTeacher giving lectures
KRE330 doc. Ing. Aleš Kresta, Ph.D.
NOV329 Ing. Josef Novotný, Ph.D.
Extent of instruction for forms of study
Form of studyWay of compl.Extent
Full-time Credit and Examination 2+2

Subject aims expressed by acquired skills and competences

The aim of the course is to provide basic knowledge in the area of banking industry. Attention is paid especially to the principles of banking, role of banks in economy, domestic and cross-country payment systems, deposit services and providing loans to businesses and consumers.

Teaching methods

Lectures
Tutorials

Summary

This course is devoted to description of banking industry. The aim of the course is to provide basic knowledge in the area of banking industry. Attention is paid especially to the principles of banking, role of banks in economy, domestic and cross-country payment systems, deposit services and providing loans to businesses and consumers.

Compulsory literature:

APOSTOLIK, Richard, Christopher DONOHUE a Peter WENT. Foundations of banking risk: an overview of banking, banking risks, and risk-based banking regulation. Jersey City: GARP; Hoboken, c2009. ISBN 978-0-470-44219-7. CASU, Barbara, Claudia GIRARDONE a Philip MOLYNEUX. Introduction to banking. Harlow: Financial Times Prentice Hall, 2006. ISBN 0-273-69302-6. ROSE, Peter S. a Sylvia Conway HUDGINS. Bank management & financial services. 9th ed.. McGraw-Hill international ed. New York: McGraw-Hill, 2013. ISBN 978-0-07-132642-1.

Recommended literature:

CECCHETTI, Stephen G. and Kermit L. SCHOENHOLTZ. Money, banking, and financial markets. 5th ed. New York: McGraw-Hill Education, 2017. ISBN 978-1-259-92225-1. MISHKIN, Frederic S. The economics of money, banking, and financial markets. 11th ed. Boston: Pearson, 2016. ISBN 978-1-292-09418-2. NAKAJIMA, Masashi. Payment system technologies and functions: innovations and developments. Hershey: Business Science Reference, c2011. ISBN 978-1-61520-645-2.

Way of continuous check of knowledge in the course of semester

Project, examination – written and oral part.

E-learning

Other requirements

There are no other requirements on student.

Prerequisities

Subject has no prerequisities.

Co-requisities

Subject has no co-requisities.

Subject syllabus:

1. Characteristics of banking system. 2. Main functions and position of a central bank in economy. 3. Bank characteristics. 4. Characteristic of banks and banking systems in the world. 5. Systematization of banking products, pricing of banking products. 6. Client creditworthiness, lending procedures and forms of loan collateral. 7. Deposit services. 8. Providing loans to businesses. 9. Providing loans to consumers. 10. Banking services (non-deposit and non-loan products). 11. Payment systems – characteristics of domestic and cross-country payment systems. 12. Cashless payment instruments for domestics and international payments. 13. Payment instruments: - checks, bills of exchange, documentary collections. 14. New trends in banking (Fintech, Cashless society).

Conditions for subject completion

Full-time form (validity from: 2019/2020 Winter semester)
Task nameType of taskMax. number of points
(act. for subtasks)
Min. number of points
Credit and Examination Credit and Examination 100 (100) 51
        Credit Credit 35 (35) 18
                Projekt Semestral project 35  18
        Examination Examination 65 (65) 33
                Písemná část zkoušky Written examination 20  11
                Ústní část zkoušky Oral examination 45  22
Mandatory attendence parzicipation:

Show history

Occurrence in study plans

Academic yearProgrammeField of studySpec.ZaměřeníFormStudy language Tut. centreYearWSType of duty
2020/2021 (B0412A050006) Finance FIT P English Ostrava 2 Compulsory study plan
2019/2020 (B0412A050006) Finance FIT P English Ostrava 2 Compulsory study plan

Occurrence in special blocks

Block nameAcademic yearForm of studyStudy language YearWSType of blockBlock owner