154-0568/02 – Banking (BNKa)

Gurantor departmentDepartment of FinanceCredits5
Subject guarantordoc. Ing. Aleš Kresta, Ph.D.Subject version guarantordoc. Ing. Aleš Kresta, Ph.D.
Study levelundergraduate or graduateRequirementChoice-compulsory type B
Year3Semestersummer
Study languageEnglish
Year of introduction2019/2020Year of cancellation
Intended for the facultiesEKFIntended for study typesBachelor
Instruction secured by
LoginNameTuitorTeacher giving lectures
KRE330 doc. Ing. Aleš Kresta, Ph.D.
NED0043 Ing. David Neděla, Ph.D.
NOV33 Ing. Martina Novotná, Ph.D.
Extent of instruction for forms of study
Form of studyWay of compl.Extent
Full-time Credit and Examination 2+2

Subject aims expressed by acquired skills and competences

The aim of the course is to provide basic knowledge in the area of banking industry. Attention is paid especially to the principles of banking, role of banks in economy, domestic and cross-country payment systems, deposit services and providing loans to businesses and consumers.

Teaching methods

Lectures
Tutorials

Summary

This course is devoted to description of banking industry. The aim of the course is to provide basic knowledge in the area of banking industry. Attention is paid especially to the principles of banking, role of banks in economy, domestic and cross-country payment systems, deposit services and providing loans to businesses and consumers.

Compulsory literature:

JANOVEC, Michal. Finanční trh a jeho stabilita. Praha: Wolters Kluwer, 2023. Právní monografie. ISBN 978-80-7676-597-9. MISHKIN, Frederic S. The economics of money, banking, and financial markets. 12th ed. Boston: Pearson, 2021. ISBN 978-0134733821. TANDA, Alessandra and Cristiana-Maria SCHENA. FinTech, BigTech and banks: digitalisation and its impact on banking business models. Cham: Palgrave Macmillan, 2019. ISBN 978-3030224264.

Recommended literature:

CECCHETTI, Stephen G. and Kermit L. SCHOENHOLTZ. Money, banking, and financial markets. Sixth edition. New York: McGraw-Hill, 2019. ISBN 978-1-260-22678-2. PEDERSEN, Niels. Financial technology: case studies in fintech innovation. London: Kogan Page, 2021. ISBN 978-1-78966-545-1. PRASAD, Eswar S. The future of money: how the digital revolution is transforming currencies and finance. Cambridge, Massachusetts: The Belknap Press of Harvard University Press, 2021. ISBN 978-0-674-25844-0.

Additional study materials

Way of continuous check of knowledge in the course of semester

Credit - elaboration and presentation of the project. Exam – written and oral part.

E-learning

Other requirements

There are no other requirements on student.

Prerequisities

Subject has no prerequisities.

Co-requisities

Subject has no co-requisities.

Subject syllabus:

1. Characteristics of banking system. 2. Main functions and position of a central bank in economy. 3. Bank characteristics. 4. Characteristic of banks and banking systems in the world. 5. Systematization of banking products, pricing of banking products. 6. Client creditworthiness, lending procedures and forms of loan collateral. 7. Deposit services. 8. Providing loans to businesses. 9. Providing loans to consumers. 10. Banking services (non-deposit and non-loan products). 11. Payment systems – characteristics of domestic and cross-country payment systems. 12. Cashless payment instruments for domestics and international payments. 13. Payment instruments: - checks, bills of exchange, documentary collections. 14. New trends in banking (Fintech, Cashless society).

Conditions for subject completion

Full-time form (validity from: 2019/2020 Winter semester)
Task nameType of taskMax. number of points
(act. for subtasks)		Min. number of pointsMax. počet pokusů
Credit and Examination Credit and Examination 100 (100) 51
        Credit Credit 35 (35) 18
                Semesteral project Semestral project 35  18 2
        Examination Examination 65 (65) 33 3
                Written part of the exam Written examination 20  11 3
                Oral part of the exam Oral examination 45  22 3
Mandatory attendence participation: Without obligatory attendance.

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Conditions for subject completion and attendance at the exercises within ISP: As regular students, i.e. semester project, written and oral parts of the exam. No compulsory attendance.

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Occurrence in study plans

Academic yearProgrammeBranch/spec.Spec.ZaměřeníFormStudy language Tut. centreYearWSType of duty
2025/2026 (B0412A050006) Finance FIT P English Ostrava 2 Compulsory study plan
2025/2026 (B0413A050047) Business Administration P English Ostrava 3 Choice-compulsory type B study plan
2024/2025 (B0412A050006) Finance FIT P English Ostrava 2 Compulsory study plan
2024/2025 (B0413A050047) Business Administration P English Ostrava 3 Choice-compulsory type B study plan
2023/2024 (B0412A050006) Finance FIT P English Ostrava 2 Compulsory study plan
2023/2024 (B0413A050047) Business Administration P English Ostrava 3 Choice-compulsory type B study plan
2022/2023 (B0412A050006) Finance FIT P English Ostrava 2 Compulsory study plan
2022/2023 (B0413A050047) Business Administration P English Ostrava 3 Choice-compulsory type B study plan
2021/2022 (B0412A050006) Finance FIT P English Ostrava 2 Compulsory study plan
2020/2021 (B0412A050006) Finance FIT P English Ostrava 2 Compulsory study plan
2019/2020 (B0412A050006) Finance FIT P English Ostrava 2 Compulsory study plan

Occurrence in special blocks

Block nameAcademic yearForm of studyStudy language YearWSType of blockBlock owner

Assessment of instruction

Předmět neobsahuje žádné hodnocení.