634-3010/01 – Banking (B)
| Gurantor department | Department of Economics and Management in Industry | Credits | 5 |
| Subject guarantor | Ing. Martin Mynář, CSc. | Subject version guarantor | Ing. Martin Mynář, CSc. |
| Study level | undergraduate or graduate | Requirement | Compulsory |
| Year | 2 | Semester | winter |
| | Study language | Czech |
| Year of introduction | 2014/2015 | Year of cancellation | 2020/2021 |
| Intended for the faculties | FMT | Intended for study types | Follow-up Master |
Subject aims expressed by acquired skills and competences
After studying this paragraph you will be able to explain and describe the banking system, central and commercial banks.
After studying this chapter you will be able to define what banking trades. Active banking trades. Passive banking trades. Alternative and special trades.
After reading this paragraph you will be able to explain and describe the bank credit risks and possibility of their management.
After reading this paragraph you will be able to explain and describe the financial credit products. Ways to service and pay interest for bank credit.
After studying this paragraph you will be able to explain and describe the deposit banking products and system of payment.
After reading this paragraph you will be able to explain and describe the foreign exchange operations of bank.
After reading this paragraph you will be able to explain and describe the electronic banking and credit cards.
Teaching methods
Lectures
Tutorials
Summary
Banks have, in comparison to industrial companies, several specific attributes that reflect their role and general importance in economy. Subject, Banking, explains and allocates basic terms, function and purpose of banks. Banking also provides a basic knowledge of management of bank credit risk, foreign exchange operations and electronic banking.
Compulsory literature:
Recommended literature:
Way of continuous check of knowledge in the course of semester
E-learning
Integrovaný systém modulární počítačové podpory výuky ekonomicko-technického zaměření (http://lms.vsb.cz): MYNÁŘ, M. Bankovnictví. Studijní opory. Ostrava: VŠB-TU Ostrava, 2015.
Other requirements
PS: Elaboration of the semester project, completion of continuous tests.
ks: Elaborating term project and completion of the final test
Prerequisities
Co-requisities
Subject has no co-requisities.
Subject syllabus:
1. Banking system, central and commercial banks. Central bank. Commercial bank.
2. Banking trades. Active banking trades. Passive banking trades. Alternative and special trades.
3. Management of banking trades. Banking profitability. Solvency of bank. Banking liquidity.
4. Bank credit risks and possibility of their management.
5. Risk in banking business. Management system of bank credit risks. Levels of management for bank credit risks.
6. Basic approaches to bank credit risk. Capital adequacy and its new rules, also known as BASEL.
7. Deposit activity of bank. Classic approach to segmentation of banking products. Modern approach to segmentation of banking products
8. Financial credit products. Ways to service and pay interest for bank credit.
9. Deposit banking products. Deposits. Banking bonds. Bank credit from other banks. Bank credit from a central bank.
10. System of payment. Forms of system of payments. Cash system of payment. Cashless system of payment.
11. Documentary payments. Documentary encashment. Documentary letter of credit.
12. Foreign exchange operations of bank. Financial derivate. Foreign exchange loans and operations
13. Electronic banking.
14. Electronic means of payment. Credit cards.
Conditions for subject completion
Occurrence in study plans
Occurrence in special blocks
Assessment of instruction