634-3010/01 – Banking (B)

Gurantor departmentDepartment of Economics and Management in IndustryCredits5
Subject guarantorIng. Martin Mynář, CSc.Subject version guarantorIng. Martin Mynář, CSc.
Study levelundergraduate or graduateRequirementCompulsory
Year2Semesterwinter
Study languageCzech
Year of introduction2014/2015Year of cancellation
Intended for the facultiesFMTIntended for study typesFollow-up Master
Instruction secured by
LoginNameTuitorTeacher giving lectures
MYN07 Ing. Martin Mynář, CSc.
Extent of instruction for forms of study
Form of studyWay of compl.Extent
Full-time Credit and Examination 2+1
Combined Credit and Examination 12+0

Subject aims expressed by acquired skills and competences

After studying this paragraph you will be able to explain and describe the banking system, central and commercial banks. After studying this chapter you will be able to define what banking trades. Active banking trades. Passive banking trades. Alternative and special trades. After reading this paragraph you will be able to explain and describe the bank credit risks and possibility of their management. After reading this paragraph you will be able to explain and describe the financial credit products. Ways to service and pay interest for bank credit. After studying this paragraph you will be able to explain and describe the deposit banking products and system of payment. After reading this paragraph you will be able to explain and describe the foreign exchange operations of bank. After reading this paragraph you will be able to explain and describe the electronic banking and credit cards.

Teaching methods

Lectures
Tutorials

Summary

Banks have, in comparison to industrial companies, several specific attributes that reflect their role and general importance in economy. Subject, Banking, explains and allocates basic terms, function and purpose of banks. Banking also provides a basic knowledge of management of bank credit risk, foreign exchange operations and electronic banking.

Compulsory literature:

[1] HOWELLS, Peter; BAIN, Keith. The economics of money, banking and finance: a European text. 2nd ed. Harlow: Prentice-Hall, 2002th. 576 p. ISBN 0273651080.

Recommended literature:

[1]Abel, A. B., Bernake, B. S., Croushore, D.: MACROECONOMICS, Fith edition update, 2005-2006. Boston. Pearson Addison-Wesley 2006. [2] Mankiw, N. G.: MACROECONOMICS. New York. Worth Publishers 2008. [3] Gupta, P.: Aftermath of Banking Crises: Effects on Real and Monetary Variables. IMF Working Paper, 96, 2000. [4] Saunders, M., Thornhill, A., Lewis, P.: Research Methods for Business Students. 4th ed. Financial Times Press, 2006. 656 s. ISBN 0-273-70148-7.

Way of continuous check of knowledge in the course of semester

E-learning

Integrovaný systém modulární počítačové podpory výuky ekonomicko-technického zaměření (http://lms.vsb.cz): MYNÁŘ, M. Bankovnictví. Studijní opory. Ostrava: VŠB-TU Ostrava, 2015.

Další požadavky na studenta

PS: Elaboration of the semester project, completion of continuous tests. ks: Elaborating term project and completion of the final test

Prerequisities

Subject codeAbbreviationTitleRequirement
634-3002 FU II Financial Accounting II Recommended
634-3004 FS Financial Systems Recommended

Co-requisities

Subject has no co-requisities.

Subject syllabus:

1. Banking system, central and commercial banks. Central bank. Commercial bank. 2. Banking trades. Active banking trades. Passive banking trades. Alternative and special trades. 3. Management of banking trades. Banking profitability. Solvency of bank. Banking liquidity. 4. Bank credit risks and possibility of their management. 5. Risk in banking business. Management system of bank credit risks. Levels of management for bank credit risks. 6. Basic approaches to bank credit risk. Capital adequacy and its new rules, also known as BASEL. 7. Deposit activity of bank. Classic approach to segmentation of banking products. Modern approach to segmentation of banking products 8. Financial credit products. Ways to service and pay interest for bank credit. 9. Deposit banking products. Deposits. Banking bonds. Bank credit from other banks. Bank credit from a central bank. 10. System of payment. Forms of system of payments. Cash system of payment. Cashless system of payment. 11. Documentary payments. Documentary encashment. Documentary letter of credit. 12. Foreign exchange operations of bank. Financial derivate. Foreign exchange loans and operations 13. Electronic banking. 14. Electronic means of payment. Credit cards.

Conditions for subject completion

Full-time form (validity from: 2014/2015 Winter semester)
Task nameType of taskMax. number of points
(act. for subtasks)
Min. number of points
Exercises evaluation and Examination Credit and Examination 100 (100) 51
        Exercises evaluation Credit 30  15
        Examination Examination 70  35
Mandatory attendence parzicipation:

Show history

Occurrence in study plans

Academic yearProgrammeField of studySpec.FormStudy language Tut. centreYearWSType of duty
2019/2020 (N3922) Economics and Management of Industrial Systems (6208T123) Economics and Management in Industry K Czech Ostrava 2 Compulsory study plan
2019/2020 (N3922) Economics and Management of Industrial Systems (6208T123) Economics and Management in Industry P Czech Ostrava 2 Compulsory study plan
2018/2019 (N3922) Economics and Management of Industrial Systems (6208T123) Economics and Management in Industry P Czech Ostrava 2 Compulsory study plan
2018/2019 (N3922) Economics and Management of Industrial Systems (6208T123) Economics and Management in Industry K Czech Ostrava 2 Compulsory study plan
2017/2018 (N3922) Economics and Management of Industrial Systems (6208T123) Economics and Management in Industry P Czech Ostrava 2 Compulsory study plan
2017/2018 (N3922) Economics and Management of Industrial Systems (6208T123) Economics and Management in Industry K Czech Ostrava 2 Compulsory study plan
2016/2017 (N3922) Economics and Management of Industrial Systems (6208T123) Economics and Management in Industry P Czech Ostrava 2 Compulsory study plan
2016/2017 (N3922) Economics and Management of Industrial Systems (6208T123) Economics and Management in Industry K Czech Ostrava 2 Compulsory study plan
2015/2016 (N3922) Economics and Management of Industrial Systems (6208T123) Economics and Management in Industry P Czech Ostrava 2 Compulsory study plan
2015/2016 (N3922) Economics and Management of Industrial Systems (6208T123) Economics and Management in Industry K Czech Ostrava 2 Compulsory study plan
2014/2015 (N3922) Economics and Management of Industrial Systems (6208T123) Economics and Management in Industry P Czech Ostrava 2 Compulsory study plan
2014/2015 (N3922) Economics and Management of Industrial Systems (6208T123) Economics and Management in Industry K Czech Ostrava 2 Compulsory study plan

Occurrence in special blocks

Block nameAcademic yearForm of studyStudy language YearWSType of blockBlock owner